.faq-section {
    margin-top: 48px;
}

.faq-section-head {
    margin-bottom: 28px;
}

.faq-section-head h2 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #0B0B0B;
    margin-bottom: 6px;
}

.faq-section-head p {
    font-size: 0.875rem;
    color: #666;
}

.faq-list {
    background: #fff;
    border-radius: 16px;
    border: 1px solid #e8edf5;
    overflow: hidden;
    box-shadow: 0 2px 12px rgba(15, 28, 63, 0.05);
}

.faq-item {
    border-bottom: 1px solid #f0f2f8;
}

.faq-item:last-child {
    border-bottom: none;
}

.faq-q {
    width: 100%;
    background: none;
    border: none;
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    text-align: left;
    cursor: pointer;
    transition: background 0.18s;
}

.faq-q:hover,
.faq-item.open .faq-q {
    background: #f8f9fc;
}

.faq-q-text {
    font-size: 0.95rem;
    font-weight: 600;
    color: #0B0B0B;
    line-height: 1.5;
    transition: color 0.18s;
}

.faq-item.open .faq-q-text {
    color: var(--faq-accent, #5d3cff);
}

.faq-icon {
    flex-shrink: 0;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f0f4fb;
    color: var(--faq-accent, #5d3cff);
    font-size: 0.6rem;
    margin-top: 1px;
    transition: background 0.2s, transform 0.3s;
}

.faq-item.open .faq-icon {
    background: var(--faq-accent, #5d3cff);
    color: #fff;
    transform: rotate(45deg);
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.38s cubic-bezier(.4, 0, .2, 1);
}

.faq-item.open .faq-a {
    max-height: 500px;
}

.faq-a-inner {
    padding: 4px 24px 20px;
    font-size: 0.875rem;
    color: #555;
    line-height: 1.75;
    border-top: 1px solid #f0f2f8;
}

.faq-accent-sip {
    --faq-accent: #1B9A81;
}

.faq-accent-fd {
    --faq-accent: #3482FF;
}

.faq-accent-emi {
    --faq-accent: #d97a28;
}

.faq-accent-ppf {
    --faq-accent: #6a44e0;
}

.faq-accent-rd {
    --faq-accent: #c52930;
}