Highlights

• Bajaj Finance Limited (NSE: BAJFINANCE) is trading near ₹944.95, up 1.61% after Q4 FY26 results.
  • Net profit rose 22.00% YoY to ₹5,553.00 crore, supported by lower credit costs.
  • Assets Under Management crossed ₹5,00,000.00 crore, marking a key milestone.
  • Gross NPA improved to 1.01% while Net NPA stood at 0.41%, reflecting strong asset quality.
  • The company announced a dividend of ₹6.00 per share.
  • RSI near 59.49 indicates improving momentum after recent recovery.

Overview

Bajaj Finance Limited (NSE: BAJFINANCE) is currently trading near ₹944.95 after opening at ₹945.00 and touching an intraday high of ₹975.00. The stock has shown a mild upward move following the release of its Q4 FY26 results.

The price action reflects a steady recovery after recent weakness, with the stock attempting to stabilise around its key moving average. The move comes on the back of strong earnings growth and improved asset quality.

What’s Driving the Move in Bajaj Finance

Bajaj Finance reported a strong Q4 FY26 performance, with consolidated net profit rising 22.00% YoY to ₹5,553.00 crore compared to ₹4,545.00 crore in the same period last year.

The growth was primarily driven by lower provisioning for bad loans and improved operational efficiency. The company’s asset quality improved, with Gross NPA declining to 1.01% and Net NPA to 0.41%, indicating better credit performance.

A key highlight was the strong growth in Assets Under Management, which crossed ₹5,00,000.00 crore. This milestone reflects continued expansion in the lending portfolio and strong demand across segments.

The company also approved an increase in its borrowing limit from ₹3,75,000.00 crore to ₹5,50,000.00 crore, which will support future growth and lending expansion.

Additionally, the company announced a dividend of ₹6.00 per share, reflecting stable cash flows and profitability.

Business Trends and Growth Outlook

Bajaj Finance continues to focus on scaling its loan book while maintaining asset quality. The strong AUM growth indicates sustained demand and effective execution across its lending segments.

The improvement in NPAs and credit costs highlights better risk management and recovery trends. The company is also strengthening its balance sheet to support future growth.

Operationally, the company remains well-positioned to benefit from improving credit demand, supported by its diversified lending portfolio and strong distribution network.

Technical View

Bajaj Finance is currently trading at ₹944.95, slightly above its 50-day Simple Moving Average near ₹921.66, indicating a stabilising trend.

The price structure shows a recovery from recent lows, with the stock attempting to form higher lows. However, it is still within a broader consolidation range.

The 14-day RSI is at 59.49, moving above the midpoint and indicating improving momentum without entering overbought territory.

The immediate support zone is placed near ₹900.00–875.00. On the upside, resistance is seen near ₹980.00–1,020.00. A sustained move above ₹980.00 may strengthen the short-term trend.

Latest News

Bajaj Finance remains in focus after delivering strong earnings growth and crossing the ₹5 lakh crore AUM milestone. The improvement in asset quality and reduction in credit costs have supported overall performance.

The company’s decision to increase its borrowing limit highlights confidence in future growth opportunities and expansion plans.

Key Risks

• A fall below ₹900.00 could weaken the recent recovery structure.
  • Credit cost volatility may impact profitability in future quarters.
  • Rapid loan growth may require careful risk management.
  • Broader market volatility could influence stock movement.

Summary

Bajaj Finance has delivered a strong Q4 performance, supported by profit growth, improving asset quality, and a significant milestone in AUM. The stock has responded with a mild recovery, indicating improving sentiment.

The technical setup shows signs of stabilisation, with momentum gradually strengthening. Going forward, the stock’s movement will depend on its ability to sustain growth while maintaining asset quality.

FAQs

Why did Bajaj Finance share price move higher?
The stock gained after reporting a 22.00% rise in net profit and strong AUM growth.

What is the key highlight from Bajaj Finance Q4 results?
The company crossed ₹5,00,000.00 crore in AUM and reported improved asset quality.

What are the key levels to watch for Bajaj Finance?
Support is near ₹900.00–875.00, while resistance is seen near ₹980.00–1,020.00.