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Lakshmi Finance (NSE:LFIC): What Did Q1 FY27 Unaudited Results Reveal?

Lakshmi Finance (NSE:LFIC): What Did Q1 FY27 Unaudited Results Reveal?

Source: Krish Capital Pty Ltd

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Lakshmi Finance & Industrial Corporation Limited (NSE:LFIC) published an extract of its standalone unaudited financial results for the quarter ended 30 June 2026, as approved by the Board of Directors on 12 August 2026 and disclosed via a newspaper publication on 13 August 2026.

Key Highlights

  • Total income from operations stood at Rs 613.16 lakhs for Q1 FY27, compared with Rs 546.55 lakhs in Q1 FY26, reflecting a year-on-year increase.
  • Net profit after tax for Q1 FY27 was Rs 404.35 lakhs, up from Rs 374.46 lakhs in the corresponding quarter of the previous year.
  • Basic and diluted earnings per share for Q1 FY27 were Rs 13.48, against Rs 12.48 in Q1 FY26, based on an equity share face value of Rs 10 each.
  • The results were reviewed by the Audit Committee and approved by the Board at its meeting held on 12 August 2026, in compliance with Regulation 33 of the SEBI LODR Regulations, 2015.

About the Company

Lakshmi Finance & Industrial Corporation Limited (NSE:LFIC) is a Hyderabad-headquartered financial services company operating in the banking and financial services sector. Incorporated in 1923 and registered with CIN L65920TG1923PLC000044, the company's registered office is located at 1-10-60/3, "Suryodaya", First Floor, Begumpet, Hyderabad, Telangana. It carries out financing and related industrial activities as disclosed in exchange filings.

Announcement in Detail

The filing, published on 13 August 2026, presents an extract of the standalone unaudited financial results for the quarter ended 30 June 2026. Total income from operations was Rs 613.16 lakhs for Q1 FY27, compared with Rs 546.55 lakhs in Q1 FY26 and Rs 701.67 lakhs for the full year ended 31 March 2026 (audited). Net profit before tax and exceptional items was Rs 563.47 lakhs in Q1 FY27, against Rs 500.20 lakhs in Q1 FY26.

Net profit after tax came in at Rs 404.35 lakhs for Q1 FY27, up from Rs 374.46 lakhs a year earlier, while the full-year FY26 figure (audited) showed a loss of Rs 71.46 lakhs after tax. Paid-up equity share capital remained unchanged at Rs 300.00 lakhs across all periods presented. The full format of the results is available on the Stock Exchange and the company's official filing portal, as noted in the disclosure.

Impact on Investors

Investors will note that the quarter-on-quarter and year-on-year trajectory in net profit after tax has turned positive relative to both Q1 FY26 and the audited full-year FY26 position, which recorded a net loss after tax. The filing shows no change in paid-up equity share capital at Rs 300.00 lakhs, indicating no dilution occurred during the quarter. The disclosed EPS of Rs 13.48 (basic and diluted) for Q1 FY27 compares with Rs 12.48 for the corresponding prior-year period.

Shareholders will observe that the Q1 FY27 profit after tax of Rs 404.35 lakhs contrasts with the audited full-year FY26 loss after tax of Rs 71.46 lakhs, and that the full unaudited financial results, including notes and disclosures, are accessible through the Stock Exchange filing portal for a complete assessment of the company's financial position.

Sector and Market Context

India's non-banking financial sector continues to operate under the regulatory oversight of both SEBI and the Reserve Bank of India, with listed financial entities required to submit quarterly unaudited results under Regulation 33 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. According to RBI data, the broader NBFC segment in India has seen gradual credit growth recovery in recent quarters, providing a general backdrop against which individual company disclosures such as this one can be assessed.

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