Paisalo Digital (NSE:PAISALO) disclosed, via an exchange filing dated 5 August 2026, that its board approved unaudited standalone and consolidated financial results for the quarter ended 30 June 2026, accompanied by limited review reports from the statutory auditors.
Key Highlights
- Standalone interest income for Q1 FY27 stood at Rs 24,489.89 lakhs, compared with Rs 19,182.25 lakhs in Q1 FY26, reflecting year-on-year growth in the core lending portfolio.
- Standalone profit for the quarter ended 30 June 2026 was Rs 6,086.47 lakhs, against Rs 4,666.32 lakhs in the corresponding quarter of the prior year.
- Consolidated profit for Q1 FY27 was Rs 6,131.40 lakhs, incorporating results of wholly owned subsidiary Nupur Finvest Private Limited, an RBI-registered Non-Banking Finance Company.
- During the quarter, the company issued multiple commercial papers with a face value of Rs 5 lakh each, carrying maturities ranging from 173 to 183 days, as disclosed in the filing.
About the Company
Paisalo Digital Limited, formerly known as S.E. Investments Limited, is a New Delhi-headquartered NBFC listed on NSE under the ticker PAISALO, with CIN L65921DL1992PLC120483. The company operates in a single business segment, namely financing, and provides retail credit products under the Easy Loan brand. Its wholly owned subsidiary, Nupur Finvest Private Limited, is also an RBI-registered NBFC.
Announcement in Detail
The board of directors convened on 5 August 2026, with the meeting commencing at 11:30 AM and concluding at 12:25 PM. The board approved the unaudited standalone and consolidated financial results for the quarter ended 30 June 2026, along with the auditors' limited review reports, in compliance with Regulations 30, 33, 51, 52, and 63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
On a standalone basis, total income for Q1 FY27 was approximately Rs 26,160.52 lakhs, with total expenses of approximately Rs 20,074.05 lakhs, yielding a profit before tax of Rs 6,086.47 lakhs. The filing also notes that all secured non-convertible debentures are backed by exclusive or first-pari passu charge on receivables, and the company maintained the requisite asset cover as of 30 June 2026.
Impact on Investors
Investors will note that standalone profit of Rs 6,086.47 lakhs for Q1 FY27 represents an increase from Rs 4,666.32 lakhs in Q1 FY26, as disclosed in the filing. The consolidated profit of Rs 6,131.40 lakhs for the same period compares with Rs 4,717.09 lakhs in Q1 FY26, with the difference between standalone and consolidated figures attributable to the subsidiary Nupur Finvest Private Limited.
The filing shows the company issued fresh commercial papers during the quarter, increasing its short-term borrowing obligations. Shareholders will observe that the company's paid-up equity share capital carries a face value of Re 1 per share, and other equity stood at Rs 1,68,196.19 lakhs on a standalone basis as at the end of the prior financial year, per audited figures already on record.
Sector / Market Context
India's NBFC sector continues to operate under a framework shaped by RBI's scale-based regulation, introduced to bring larger non-bank lenders under closer supervisory oversight. According to RBI data, NBFCs collectively hold a significant share of retail and small-business credit disbursements in India, particularly in segments underserved by scheduled commercial banks. Paisalo Digital's focus on retail financing places it within a segment where credit demand from lower-income and semi-urban borrowers has historically driven growth for smaller, digitally oriented NBFCs.