Highlights
- Dhanlaxmi Bank's total business increased 21.12% year-on-year to Rs. 35,188 Cr.
- Gross advances rose 26.47%, while gold loan portfolio recorded 75.91% annual growth.
- Total deposits and CASA balances registered double-digit year-on-year growth during Q1 FY27.
Dhanlaxmi Bank Limited (NSE:DHANBANK) has announced its provisional business update for the quarter ended June 30, 2026. The bank disclosed key business parameters under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, noting that the reported figures are provisional and subject to review by its statutory auditors.
As of June 30, 2026, the bank's total business stood at Rs. 35,188 Cr, compared with Rs. 29,051 Cr reported on June 30, 2025, representing a year-on-year growth of 21.12%.
Deposits and CASA Register Double-Digit Growth
Total deposits increased to Rs. 19,403 Cr as of June 30, 2026, from Rs. 16,570 Cr in the corresponding period last year, reflecting year-on-year growth of 17.10%.
The bank's Current Account Savings Account (CASA) deposits also expanded during the period. CASA balances stood at Rs. 5,589 Cr, compared with Rs. 4,675 Cr a year earlier, registering growth of 19.55%.
Advances Continue to Expand
Gross advances rose to Rs. 15,785 Cr as of June 30, 2026, compared with Rs. 12,481 Cr on June 30, 2025, reflecting year-on-year growth of 26.47%.
The business update also showed continued growth in the bank's lending portfolio across key segments.
Gold Loan and MSME Portfolio Grow
The gold loan portfolio increased to Rs. 7,105 Cr as of June 30, 2026, from Rs. 4,039 Cr in the corresponding period of the previous year, representing year-on-year growth of 75.91%.
The bank's MSME portfolio also expanded during the period, increasing to Rs. 2,250 Cr from Rs. 1,741 Cr, reflecting growth of 29.24%.
Provisional Business Figures
Dhanlaxmi Bank stated that the disclosed business figures are provisional and remain subject to review by its statutory auditors.
The business update was submitted to both the National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE). The disclosure was signed by Venkatesh H, Company Secretary and Secretary to the Board.
Key Risks
- Credit quality may influence future lending performance.
- Deposit mobilisation depends on competitive banking conditions.
- Interest rate movements could affect banking margins.
- Regulatory changes may impact lending and deposit growth.
Summary
Dhanlaxmi Bank reported provisional total business of Rs. 35,188 Cr as of June 30, 2026, representing year-on-year growth of 21.12%. Total deposits increased to Rs. 19,403 Cr, while gross advances reached Rs. 15,785 Cr. The bank also reported growth in its CASA, gold loan and MSME portfolios. The reported figures remain subject to review by the statutory auditors.
FAQs
Q: What was Dhanlaxmi Bank's total business as of June 30, 2026?
A: The bank reported provisional total business of Rs. 35,188 Cr, representing 21.12% year-on-year growth.
Q: How did Dhanlaxmi Bank's gross advances perform during Q1 FY27?
A: Gross advances increased 26.47% year-on-year to Rs. 15,785 Cr as of June 30, 2026.
Q: Which lending segment recorded the highest growth?
A: The gold loan portfolio recorded the highest year-on-year growth, increasing 75.91% to Rs. 7,105 Cr.