Highlights

• Highest consolidated loan AUM rises to ₹ 1.81 lakh crore in FY26 results
• PAT nearly doubles with consolidated profit at ₹ 10,607 crore FY26
• Standalone gold loan AUM increases 50 percent year on year growth FY26

Muthoot Finance Limited (NSE:MUTHOOTFIN) reported its audited financial results for the quarter and year ended March 31, 2026, following a board meeting held on May 14, 2026. The company highlighted growth across its consolidated and standalone operations, with expansion in loan assets and profitability.

Consolidated Loan Assets Under Management (AUM) reached ₹ 1,81,916 crore, compared to ₹ 1,22,181 crore in the previous year. Consolidated profit after tax increased to ₹ 10,607 crore from ₹ 5,352 crore. Standalone AUM also rose to ₹ 1,62,826 crore, reflecting expansion in gold loan operations.

Source: Company Filing

Financial Performance Snapshot
Consolidated performance showed a 49% rise in loan AUM, supported by growth in gold loan portfolios and subsidiary contributions. Consolidated profit after tax increased 98% year-on-year. Standalone profit after tax stood at ₹ 10,134 crore, compared with ₹ 5,201 crore in FY25, marking a 95% rise.

Gold loan AUM reached ₹ 1,65,030 crore at consolidated level, while standalone gold loan AUM increased to ₹ 1,54,084 crore. The company also reported higher disbu₹ement to new custome₹ at ₹ 29,347 crore during FY26, covering over 17 lakh custome₹.

Subsidiary and Segment Performance
Muthoot Homefin (India) Ltd recorded loan AUM of ₹ 3,485 crore with a 17% rise year-on-year. Muthoot Money Ltd reported significant expansion with AUM rising to ₹ 9,794 crore and profit after tax increasing to ₹ 338 crore. Asia Asset Finance PLC in Sri Lanka reported loan AUM of LKR 4,918 crore and profit after tax of LKR 104 crore.

Belstar Microfinance reported mixed performance with profit impact from sector conditions. Insurance brokerage operations generated revenue of ₹ 136 crore with profit after tax of ₹ 29 crore.

Corporate Actions and Operational Updates
The company declared a dividend of 300% on face value of ₹ 10 per share for FY26. Branch expansion continued with 177 new branches added during the year. The group maintained a network of 7,568 branches.

Management highlighted regulatory changes in gold lending and continued focus on dive₹ification into housing finance, microfinance, and digital channels.

Market Reaction
Following the results announcement, shares of Muthoot Finance on traded lower at ₹ 3,353.70, down 5.02%, compared to previous close levels. Trading activity reflected movement within a broad intraday range during the session.

Source: Trading View

Key Risks

• Dependency on gold price volatility impacting collateral valuation and lending cycles
• Regulatory changes in NBFC and gold loan guidelines affecting operational framework
• Asset quality pressure in microfinance and unsecured lending subsidiaries
• Macroeconomic slowdown impacting credit demand and repayment behaviour

Summary
Muthoot Finance (NSE:MUTHOOTFIN) reported FY26 results with higher consolidated and standalone loan AUM along with increased profit after tax. Growth was led by gold loan expansion and subsidiary performance.

The company recorded higher customer disbu₹ements and branch additions. Despite segment dive₹ification, performance varied across subsidiaries, while regulatory changes and market conditions remain key influencing facto₹ for future operations.

FAQs
Q: What was Muthoot Finance consolidated AUM in FY26 results period?
A: Consolidated loan AUM reached ₹ 1,81,916 crore as of March 31, 2026.

Q: How did Muthoot Finance profit after tax change in FY26 results?
A: Consolidated profit after tax increased to ₹ 10,607 crore in FY26 financial year.

Q: What dividend did Muthoot Finance declare for FY26 shareholde₹?
A: Company declared 300 percent dividend on face value of ₹ 10 per share FY26.