Highlights
- LIC Housing Finance stock gained over 8% in the past one week.
- Stock recorded strong monthly return of 16%, outperforming sector index.
- Trading activity remained high with volumes crossing 40 lakh shares.
LIC Housing Finance Limited (NSE:LICHSGFIN) saw active trading in the latest session. The stock opened at ₹542.05 and touched a high of ₹565.85, compared to the previous close of ₹536.70. The volume stood at 40.67 lakh shares, with traded value of ₹226.75 crore. VWAP for the session was ₹557.46, indicating trades happened at higher average levels during the day.
The stock remains within its 52-week range of ₹458.90 to ₹646.50. Current levels are below the yearly high but above the recent lows seen in March 2026.
Returns compared with sector index
The stock has shown better short-term performance compared to the NIFTY Financial Services index. Over the past one week, it delivered a return of 8.39%, higher than the index return of 3.08%. On a one-month basis, the stock gained 16.01%, compared to 8.35% for the index.
However, on a one-year basis, the stock declined 6.98%, while the index showed a positive return of 1.57%. Over a longer period, performance remains mixed, with a 3-year return of 70.29% and a 5-year return of 47.43%.
Market capitalisation and liquidity
LIC Housing Finance has a total market capitalisation of ₹31,073.06 crore, with free float market cap at ₹16,926.60 crore. The impact cost remains low at 0.02, indicating good liquidity in the stock. Deliverable quantity stood at 35.08% of traded volume, showing moderate investor participation.
Volatility and price range
The stock recorded daily volatility of 1.72% and annualised volatility of 32.86%. It is currently trading between the upper band of ₹590.35 and lower band of ₹483.05. The absence of a strict price band allows wider movement based on market conditions.
Financial performance snapshot
For the quarter ended December 2025, the company reported total income of ₹7,21,428 lakh on a consolidated basis. Profit before tax stood at ₹1,76,155 lakh, while net profit was ₹1,39,827 lakh. Earnings per share (EPS) came at ₹25.42.
On a standalone basis, net profit was ₹1,38,395 lakh with EPS of ₹25.16. The financial performance reflects stable earnings during the reported quarter.
Technical Summary
LIC Housing Finance Ltd (NSE:LICHSGFIN) is trading near ₹564.20, up around 5.12%, and continues to remain above the 51-day SMA near ₹516.16, while the 14-day RSI near 67.94.Immediate support is placed in the ₹520.00–500.00 zone, while resistance is seen near the ₹580.00–600.00 range.
Source: TradingView
Key Risks
- Interest rate changes may impact housing loan demand and margins.
- Rising competition in housing finance sector may affect growth.
- Asset quality pressure can impact profitability over time.
- Market volatility may influence stock price movement.
Summary
LIC Housing Finance stock showed positive short-term momentum with gains over one week and one month. Trading activity remained active with good liquidity levels. While recent performance is stronger than the sector index, long-term returns are mixed. Financials indicate stable earnings, but future movement may depend on interest rates and housing demand trends.
FAQs
- Why is LIC Housing Finance stock rising recently?
The stock gained due to improved short-term momentum and higher trading activity compared to the financial sector index. - How does LIC Housing Finance compare with its sector?
It outperformed the sector in short term but underperformed on a one-year basis. - What are the key factors affecting LIC Housing Finance stock?
Interest rates, housing demand, asset quality, and overall financial sector trends impact the stock performance.