Highlights
- The stock rose over 7% intraday, trading close to day’s high levels.
- Trading volumes and turnover increased, reflecting strong market participation.
- Short-term gains contrast with mixed performance across longer timeframes.
Bajaj Finance (NSE:BAJFINANCE) shares gained 7.24% to ₹917.00 on April 8, 2026, compared to the previous close of ₹855.10. The stock opened at ₹890.00 and moved between ₹881.00 and ₹926.00 during the session. It traded near the upper range for most of the day, indicating sustained buying activity. The VWAP stood at ₹912.56.
Volumes and Delivery Participation Rise
The stock recorded traded volume of 87.05 lakh shares, with total traded value at ₹794.38 crore. Deliverable quantity stood at 52.31%, indicating a higher share of delivery-based trades. The impact cost was low at 0.02, reflecting stable liquidity conditions.
Performance Trends Show Mixed Momentum
On a short-term basis, the stock delivered returns of 12.20% over the past week, outperforming the NIFTY 50 index. However, it declined 3.49% over one month. Year-to-date returns remain negative at -5.77%, though better than the benchmark decline. Over one year, returns stand at 3.94%, while longer-term performance remains higher, with 3-year returns at 54.58% and 5-year returns at 82.32%.
Operational Update: Growth in Customer Base and AUM
As of March 31, 2026, the company’s customer franchise stood at 119.33 million, compared to 101.82 million a year earlier. During Q4 FY26, the customer base increased by 3.93 million.
New loans booked during the quarter rose by 20.5% to 12.89 million, compared to 10.70 million in the same period last year. Assets under management (AUM) crossed ₹5 lakh crore, reaching approximately ₹5,10,000 crore, reflecting a 22% increase year-on-year. The deposits book stood at approximately ₹68,550 crore.
Financial Performance Snapshot
For the quarter ended December 2025, the company reported standalone total income of ₹18,06,829 lakh and net profit of ₹4,58,052 lakh. On a consolidated basis, total income stood at ₹21,21,458 lakh, with net profit at ₹4,06,601 lakh. Earnings per share (EPS) for the consolidated segment was ₹6.40.
Volatility and Price Levels in Focus
The stock remains below its 52-week high of ₹1,102.50 and above the 52-week low of ₹787.90. Daily volatility stands at 1.83%, while annualised volatility is at 34.96%, indicating relatively moderate price fluctuations compared to peers.
Key Risks
- Short-term price fluctuations may lead to intermittent corrections.
- Decline in deposits book may impact funding mix.
- Mixed near-term returns indicate uneven momentum.
- High reliance on credit growth exposes sensitivity to economic cycles.
Summary
Bajaj Finance shares gained over 7% with active trading and higher delivery participation. Short-term performance remains positive, though monthly and year-to-date trends are mixed. Operational data shows growth in customer base, loan bookings, and AUM. Financial performance remains stable, while moderate volatility and credit cycle sensitivity continue to influence overall stock movement and investor outlook.
FAQs
- Why did Bajaj Finance stock rise today?
The stock gained due to buying activity, supported by strong trading volumes and positive short-term momentum. - What operational updates were reported recently?
The company reported growth in customer base, higher loan bookings, and AUM crossing ₹5 lakh crore. - What are the key risks for investors?
Key risks include credit cycle exposure, deposit trends, and mixed short-term performance indicators.